Life is expensive. There can be no doubt about that. Tick-tock, the clock is forever moving in perpetual forward motion, and just like the years stack up and you suddenly find yourself 10 years older, so too, do the bills.

When you were 18 the only thing you were responsible to pay was your cell phone bill, and perhaps not even that. It could be that cellphones didn’t exist when you were a kid and your sole responsibility was making sure mom didn’t smell the stench wafting from your basement dwelling. [Read more…]